Insurance of students

My question is: Have you secured in the schools? To me an accident occurred in the fifth grade of primary school. Specifically, broke my arm. The only consolation for me was that I was assured. I can not even imagine what the problem was that I was assured that I have had to pay the costs of treatments. Fortunately at the time I thought about it and I prevent such unfortunate events. Be provided at school may sometimes sounds a bit ridiculous and unnecessary, but comes in handy in the event of an injury.